Ballards Device White
Wealth Management

Experienced, qualified advisers providing sound advice, managing your risk and structuring your investments.

1

1

1

1

Wealth management expertise

Financial Advice You Can Trust.

Ballards FS Ltd look to offer a trusted and transparent approach to financial planning. During our initial discovery meeting, we look to learn about your aspirations and to understand how we might be able to assist you with achieving your goals. Whether you are looking to save for retirement, invest the wealth you have built up or provide financial security for your family members, we will work with you to understand your goals and help bring these to fruition.

1

1

Ballards Device Grey

Looking after your future

If any of these situations apply, feel free to contact us for an initial conversation

  • You are approaching retirement and want to consider your options such as income drawdown or annuity purchase.
  • You are dissatisfied with your pension and looking for clear and effective pension planning, perhaps with pension consolidation in mind.
  • You are a business owner and looking to maximise tax efficiency with the use of pension contributions.
  • You want to understand how Self Invested Pensions (SIPP / SASS) could help you achieve your goals.
  • You have personal wealth that you wish to consider for investment, either for income, and/or long term growth.
  • You are looking to protect your family in the event of illness or the worst-case scenario.
  • You are looking to protect your wealth from the potential of Inheritance Tax.
For more information about our Wealth Management services please get in touch.
Quote Icon

Kind words

Insight

Changes For Household Finances in April 2021

There are a number of changes that may affect your household finances taking effect in April 2021 including tax rates, increases to household outgoings and changes to COVID related loan repayments agreements. This article covers some of the pending changes.

Read More

Effective Exit Planning

Whether you are considering retirement, looking for the next challenge, or for any number of other reasons, the decision to sell your business is one of the most important you’ll make. Maximising the return on your hard work and securing your legacy takes careful planning, and whatever stage of its lifecycle your business ownership is currently at, a focus on your exit plans will add value.

Read More

Is now the right time to consider a Virtual CIO / IT Director?

The CIO or IT Director is usually the most senior IT member of a business responsible for the management, implementation, and usability of information and computer technologies.  In recent times this role has evolved not only to be responsible for the current state IT systems but also to define and lead the IT strategy of a business. 

Read More

Research & Development tax credits

For accounting periods beginning on or after 1 April 2021, the payable R&D Tax Credit for SMEs will be restricted

Read More

Salary sacrifice / optional remuneration package benefits in kind tax changes from 6 April 2021

The Optional Remuneration Arrangements (OpRA) rules were introduced on 6 April 2017 and changed the tax position for employees receiving most benefits via a salary sacrifice arrangement, or instances where there is an option between the employee receiving either a cash or benefit as part of their package.

Read More

Restart Grant Scheme

In the Chancellor’s recent Budget statement, he announced the pending launch of the Restart Grant Scheme. The is effectively a £5bn grant kitty aimed at retail, hospitality and leisure sector businesses to tackle the fallout of the COVID pandemic and support them until the planned reopening.

Read More

Budget 2021

The Chancellor put forward his Budget today (3rd March) in what was one of the most anticipated statements of its type in recent years.

There were rumours of tax hikes being introduced in the short term but it seems these will be phased in, the first of these being an increase to Corporation Tax in 2023

Read More

Grants to help small and medium-sized businesses new to importing or exporting

The SME Brexit Support Fund will soon open for applications. This fund will give businesses up to £2,000 to support training or professional advice on the following areas:

Read More

CIS Construction Industry VAT Reverse Charge

The CIS VAT domestic reverse charge measure will apply to supplies of construction work from 1 March 2021. The measure was due to commence in October 2019 and has been delayed twice due to Brexit and the Coronavirus.

Read More

Brexit VAT Notes

As of 1st January 2021, the transitional arrangements for the supply of goods and services between the UK and the EU has ceased. Agreement has been reached on a post-transition trade agreement, but this does not prevent the UK from leaving the EU VAT regime. As a consequence, there are a number of ways in which the treatment of VAT on transactions with the EU have changed.

Read More

Is The CGT Clock Ticking?

With the 2021/22 tax year budget having been delayed to March 2021, business owners, investors and landlords have a narrow opportunity to plan in anticipation of potentially material tax hikes.

Read More

Furlough Extends To March & 3rd Self Employed Grant

The Chancellor announced further extensions to the CJRS and a 3rd SEISS today (5 November 2020).

Read More

Chancellor Update Support Schemes

The government’s Job Support Scheme (JSS) will be expanded to protect jobs and support businesses required to close their doors as a result of coronavirus restrictions, the Chancellor announced today, 9 October.

Read More

Govt Winter Economy Plan

The Chancellor Rishi Sunak today outlined additional government support to provide certainty to businesses and workers impacted by coronavirus across the UK.

Read More

Self-Employment Income Support Scheme (Second Grant Window)

Applications for the second and final Self-Employment Income Support Scheme grant are now open. If you’re eligible and your business has been adversely affected on or after 14 July 2020, you must make your claim for the second grant on or before 19 October 2020.

Read More

Coronavirus Job Retention Scheme October Changes

The Coronavirus Job Retention Scheme also known as the furlough scheme will be changing from 1 October 2020. We have compiled a review of the core elements.

Read More

Ballards LLP Podcast – Claiming Expenses For GP’s & Consultants

Listen to our recent podcast which we hope you find useful and interesting. This episode explores whether you can claim and how to claim for areas including motor expenses, subscriptions, home internet, mobile phones and much more.

Read More

Tax information on staff working from home

A common query we are receiving recently is surrounding staff working from home due to the current situation. We have therefore set out the general position for both the employer and employee.

Read More
Scroll to Top